Chickasha, Oklahoma · Mortgage brokerage
Homeownership starts with the right partner.
Your mortgage should fit your life. We shop multiple lenders and walk you through your options, with personal service from the first conversation to closing.
Buying · Refinancing · Planning your next move
Find your path home
Different goals.
More ways to get there.
We'll help you understand the tradeoffs and compare financing options for your situation.
VA home loans
Explore home financing for eligible veterans, service members, and qualifying surviving spouses.
Discuss VA options ↗FHA home loans
Learn how FHA financing may fit your down payment, credit profile, and homebuying goals.
Discuss FHA options ↗USDA home loans
Buying in an eligible rural area? Let's review property eligibility, household income, and your options.
Discuss USDA options ↗Conventional loans
Compare financing for your first home, your next home, or a refinance of your current mortgage.
Explore conventional options ↗First-time homebuyers
Get clear guidance on preapproval, down payments, closing costs, and what happens along the way.
Plan your first purchase ↗Self-employed buyers
Your income may look different. Let's discuss documentation and available loan programs.
Talk through your situation ↗Meet your mortgage broker
A personal approach.
A commitment
to service.
I'm Zachary Grayson, Broker-Owner of Grayhorse Lending. My goal is simple: help you understand your options and make the mortgage process as straightforward as possible.
As an Army veteran and local business owner, I believe in showing up, answering questions, and following through. You'll work directly with me, with availability beyond traditional office hours.
A clear next step
From questions to keys.
Start with your goals.
Tell us what you're planning. We'll talk through your timeline, budget, and questions.
Find a path that fits.
Complete a secure application so we can review your situation and discuss available loan options.
Know what comes next.
Get guidance on documents, milestones, and the steps toward closing.
For our Realtor partners
Your clients deserve
a lending partner.
Clear communication, practical mortgage education, and hands-on support for your buyers.
A six-month mortgage education series
Let's discuss an on-site visit
Direct access when questions come up
Local service that follows through
Good questions. Clear answers.
Let's make mortgages
less complicated.
What does a mortgage broker do?
A mortgage broker works with multiple lenders to help you explore available financing. Grayhorse Lending helps you compare options and guides you through the application and loan process.
Do I need to know which loan I want before we talk?
No. Start with your goals and questions. We'll discuss your situation and explain options that may fit before you decide how to move forward.
Can you help if I'm just starting to plan?
Yes. We can talk through the homebuying process, typical documents, down payment considerations, and your timeline, even if you're still exploring.
Where should I send financial documents?
Use the secure mortgage application portal for sensitive information and requested documents. Please do not send Social Security numbers, account numbers, or financial documents through ordinary email.
Your next chapter starts here
Let's talk about
your mortgage.
Buying, refinancing, or just exploring your options?
There's a place to start.
Take control of your dream to own your own home TODAY!
Give me a call or shoot me an email: 405-850-0377 or zachary@grayhorselending.com
Choosing a loan product that is right for you.
Conventional vs. FHA
Its important to consider fees, down payment and up front MI when choosing between the two. I can navigate the scenarios with you and pick the one that works best for you and your budget!
USDA Home Loans
Many rural areas are in the eligibility area for this 0% down first time home buyer option. Lets take a look together!
VA Home Loans
A fantastic 0% down benefit for those service members who qualify. Contact me today and lets look at your options. Thank you for your service! .
Bank Statement Loans
Being your own boss has its perks, but when it comes to getting a loan for a home, it can work against you. Let me help guide you though the process to get you approved!
